Sectors | TetraHomes

Sectors

Where we invest and why.

Manufactured housing sits at the intersection of affordability, durability, and supply constraint. Every sector we operate in shares those characteristics.

01

Manufactured Housing Communities

Land-lease MHC is the most affordable form of homeownership at scale in America. Residents own the home. TetraHomes owns and maintains the community.

  • All-age and 55+ formats
  • Long-tenure residents, low turnover
  • Cost basis anchored to replacement value of infrastructure, not comps
  • Rent growth tracks inflation, cushioned by policy of no predatory escalators
02

RV Resorts and Seasonal Destinations

Annual, seasonal, and transient RV resorts in destination corridors. Amenity-driven, cash-generative, and increasingly a primary residence for retirees and remote workers.

  • Coastal, mountain, lake, and Sun Belt destinations
  • Mixed annual and transient revenue
  • Clubhouses, pools, pickleball, laundry, wifi as baseline amenity set
  • Conversion optionality to MHC where zoning permits
03

Factory-Built Housing Manufacturing

Owned plants producing HUD-code manufactured homes and modular units. Vertical integration means we control cost, quality, and delivery timing for our own communities and third-party retailers.

  • Multi-plant footprint at target deployment
  • HUD-code single-section, multi-section, and modular product lines
  • In-house design, engineering, and warranty
  • Component and materials sourcing at portfolio scale
04

Alternative Housing Communities

Park model cottages, tiny-home villages, ADU-driven communities, and workforce housing serving the missing middle.

  • Park model RV cottages (400 sq ft) for infill and downsizers
  • Tiny home communities in high-cost metros
  • ADU and cottage-court communities
  • Workforce housing near manufacturing, healthcare, and hospitality employers
05

MHC-Adjacent Retail and Commercial Real Estate

Grocery-anchored strip centers, service retail, medical office, and self-storage that serve our own resident base and the neighborhoods that surround our communities.

  • Anchor tenants: grocery, pharmacy, urgent care, credit union
  • Self-storage adjacent to communities
  • Underwritten as standalone assets, not amenities
06

Manufactured Home Chattel Lending

In-house lending platform financing the purchase of manufactured homes on leased lots. Underwriting standards designed around resident credit reality, not GSE conforming boxes.

  • Purchase and refinance chattel loans
  • New-home financing tied to TetraHomes factory production
  • Portfolio held on balance sheet, servicing retained
07

Ground Lease and Land-Lease REIT

Long-duration ground and land leases underlying our MHC and RV assets, structured for tax-efficient, inflation-linked cash yield.

  • Sub-REIT structure at maturity
  • Long-dated leases with CPI-linked escalators
  • Investment-grade quality cash flow profile targeted